When you go and see a house before buying it, your real estate agent or affordable home project builder tells you that they have received an occupancy certificate for the property or the home project, congratulations! This means that the property is reliable and approved by the governing authority. You can go on and purchase the home or property you’ve chosen.
After performing various checks, an occupancy certificate is issued by the concerned governing authorities on the request of an affordable housing project builder, certifying that the property is constructed as per the standards and by-laws specified by the authorities. The certificate is issued only after completion of a project or a building. The standards specified by the authorities are essential for your safety and comfort because they comprise checks on road clearances, fire safety, and other civic requirements.
An occupancy certificate further confirms that a property or home you’re buying has been constructed legally, and is fit to be occupied, proof of a valid occupancy certificate is necessary before you plan to move into a constructed property. There are no specific laws that state that while registering for a new property, it is mandatory to have the certificate in hand. Hence, most of the time, it happens that buyers are not even aware of the existence of such a certificate and more often than not, they end up taking buying without an occupancy certificate.
Unfortunately, there are many consequences of moving into a home without an occupancy certificate. Apart from the risk of not getting basic amenities, there is a danger of living in a home that has not been cleared of safety hazards. Any affordable home project builder who tries to sell you a home project otherwise is not looking for your best interests.
When you choose an affordable home project, make it one of the questions you ask. You can be rest assured – if the occupancy certificate has been obtained by your builder – the property you have chosen has passed all the safety measures and ready to move in. It’s your right to ask for an occupancy certificate and your builder or agent shouldn’t have any problem in giving you transparency concerning the importance of providing you with an occupancy certificate.
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